tomorrow I'll give him a call and find out how this works.

OK, here's the scoop. When the policy comes up for renewal, the insurance company checks with DMV to see if there are any violations for that particular driver. Low risk drivers with a long history of good driving (say old people driving station wagons )may only get checked every couple of years. Others that are considered higher risk (people in their 20's or 30's driving silver WRXs, for example ) may get checked even more often than their policy renewals.

There is a movement afoot for legislation to make DMV records less accessible, but I don't know what will come of that.

tanstaafl.

"There Ain't No Such Thing As A Free Lunch"