I have friends in Massachusetts who have been hammered by automatic reporting of points from DMV to insurance companies

How does this work? The department of motor vehicles does not know who is providing the driver's insurance. I mean, it could be Allstate or Geico or Joe's Shoe Repair and Insurance Emporium. So how do they tell my insurance company that I have transgressed?

tanstaafl.

"There Ain't No Such Thing As A Free Lunch"