I wouldn't get your hopes up vis-a-vis overpayment having a protective effect. This topic triggered a mild parietal lobe (or some other lobe, I can't seem to remember) urban legend seizure, and indeed I found:

http://www.snopes2.com/autos/law/ticket.htm

Jim

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Jim


'Tis the exceptional fellow who lies awake at night thinking of his successes.