I had it half right.

Under accounts and sync both accounts had the green g next to them but only the first one I setup had the services to sync checked. It really didn't seem like either account was getting messages until I checked for them but after setting the second account to sync gmail, contacts, and calendar it seems to be working right.

Thanks again !

I do not have Picasa on there as a option for a thing to sync. Is there a Picasa app ? I looked when I got the phone but didn't see one. My device has something called "gallery" that is connected to my Picasa account somehow but it doesn't seem like it's from Google.
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Matt