Oh Rob,

poor Mini. From the point of view of the insurance, this is totaled, i believe.
And from your financial situation, too.
But as far as i can see from the pic, this is not that much to do.
Or is the frame destroyed? Do you have a friend, who is a mechanic?
At least a place to keep the Mini for better times?

Feeling with you...

See you at the meet,
Thomas