Buy a house... I used to get screwed in taxes, then I bought a house and re-arranged my paycheck to pull out the maximum for taxes. Last two years I've gotten close to 1500 dollars or more back... It's a good investment (already have over 50k in equity after refinancing to pay off my car and I only bought 2 years ago) and the government loves home owners... Granted I don't do contract work and have a somewhat stable tech job.