Well, I picked up generic 6" housings like you mentioned Dan. I have finished putting them in place and running the wire. It's coming along well. I think that like you said that EcoSmart bulb will work great. I did take advantage of them being damp rated and will have one right above my 6' soaker tub on a dimmer.

Matt, I don't know if these links will help you, but it's through my local power company. So I'd check with yours. The main power company for the state offers it, as well as most of the city run power companies like I have.

http://uamps.com/index.php/smart-energy/home-energy-savings?id=194
https://www.rockymountainpower.net/res/sem.html