Great summary, Dan! Doesn't it just feel better to NOT be on Verizon? Maybe it's just me, but I like it. T-Mobile is just fine in my area (outer suburbs of DC), and I'm getting LTE in several locations, though before switching to the Nexus 5 I didn't feel like my downloads were particularly slow on TMo's faster HSPA+ lines.

Plus, the fact that I'm spending $30/month for cell service feels like I'm getting away with something. It's absurd.

The only thing that hasn't been working out well with my plan is Groove IP. Someone said in another thread that I must have high standards for free voice calling, but I think that person has very LOW standards. Groove IP is useless over cellular or via bluetooth. On bluetooth, my callers get noticeably flummoxed by a terrible echo they hear.

I think I have it worked out, though. I'm set to use my plan minutes when I'm off WiFi, and Groove IP when I'm on. As Tony mentioned in the other thread, going over by 100 minutes only costs another $10, which still puts me ONE HUNDRED DOLLARS ahead of what I was paying to Verizon.

Seriously, you rock, T-Mobile...