Actually, I'm also pretty sure you'll have to set up some encrypted buttons for the txn amount which your "customers" will have to click on. Otherwise I don't think there is any way to just go to PayPal.com and send someone money from a credit card without a PayPal account.
Yeah, they have a very convenient button creation tool with a decent amount of options. I'll be using that if I go with Paypal. I'll take a look at Amazon too. I'll need to create a new Amazon account, though, to link to the bank account we opened for this purpose (forgot to mention that).
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