Frankly, I hate the whole multi-user system. it's really the only thing that has regularly annoyed me about Windows and I don't understand why its not optional. I mean really, I'm the only person who will ever use my computer. That's the way it's been for about 8 years now. Why should I have it set up with all these administrator options and other crap? And if I want a password protected computer, I'll enable it. Argh.